Regulatory Readiness & Examination Support
Advisory support before and during exams to identify weaknesses and reduce supervisory risk.
Helps institutions enter exams prepared, aligned, and positioned for strong outcomes.
Regulator-Ready Technology, Cyber, and Operational Risk Programs
About
Founded by a former US Treasury Bank Examiner, Black Knight Risk Management advises banks and regulated financial institutions on designing, executing, and defending risk programs that hold up under scrutiny.
Representative Engagements
Selected examples of advisory support for banks and regulated financial institutions at key supervisory inflection points.
Why These Engagements Matter
Growth, change, and scrutiny turn regulatory risk into business risk overnight.
The following situations share one thing: the executive imperative for clarity, defensible action, and zero surprises.
$1B Nationally Chartered Community Bank
Heightened Standards Transition
Secured exam readiness through a Heightened Standards transition, delivering a clean outcome with no remediation.
$300MM Nationally Chartered Community Bank
Federal IT & Cyber Examination
Partnered with leadership for an IT/cyber exam, resulting in zero findings and minimal remediation.
De Novo New York State Bank
Charter Application and Licensure
Aligned tech and operational risk pre-licensure, ensuring approval without post-charter remediation.
$3T AUM International Bank
New York State Branch Examination
Led a full-scope IT & cyber exam, resolving all issues pre-reporting to achieve a clean pass with no findings.
Regulator-Grade Judgment.
Operator-Level Execution.
Black Knight Risk Management was created to bring examiner judgment to institutions early.
Banking institutions often struggle not because risk is ignored, but because supervisory expectation is misunderstood.
Programs may satisfy audit requirements while still failing examinations.
We address this gap by aligning executive decision-making with how regulators assess risk before issues escalate.
The Executive Problem
When Regulatory Risk Becomes Business Risk
Regulatory risk leads to financial, operational, and reputational exposure. It accelerates during growth, change, or increased scrutiny.
Too often, controls that appear sound crumble under scrutiny, leading to escalation.
Costly remediation and enforcement after IT, cyber, or operational exam failures
Programs that consume resources without reducing supervisory risk
Unprepared transitions into Heightened Standards, de novo charters, or mergers
Board and executive uncertainty regarding examination outcomes and accountability
The problem isn't effort—it's misalignment with the supervisory perspective. Black Knight applies that lens first.
The Solution
How We Help Institutions Navigate Scrutiny
Black Knight works directly with executive leadership to reduce supervisory risk, strengthen defensibility, and improve examination confidence.
Designing and reinforcing programs aligned to supervisory expectations
Executing first-line risk and control assessments ahead of examinations
Preparing for critical inflection points including Heightened Standards transitions and rapid growth
Translating technical and operational risk for boardroom strategy
The Differentiator
Applying a Regulator’s Judgment Before Regulators Do.
Supervisory Perspective Applied Early
Black Knight identifies weaknesses through the regulator's view to prevent escalation.
Regulator-Grade Risk Assessment
Applies supervisory lens to assess IT, cyber, and operational risk.
Early Identification of Material Weaknesses
Identifies material weaknesses early, prior to escalation, enforcement, or costly remediation.
Executive Alignment Under Scrutiny
Partners with leadership to align strategy with supervisory expectations during critical events.
Examination Readiness and Confidence
Early clarity on risk posture and supervisory priorities.
Services
Regulatory Risk Advisory for Banks and Financial Institutions
Targeted advisory support for executive teams navigating exams, growth events, and supervisory scrutiny.
Engagement Model
Outcome-driven support for regulated institutions. Structured, scoped, and priced around regulatory exposure and execution.
Engagement Structure
Engagements follow a simple, disciplined model designed for agility and defensibility.
- Scoping conversation to confirm priorities and supervisory context
- Defined objectives aligned to examination readiness and risk posture
- Execution, documentation, and close-out built to withstand scrutiny
Fee Approach
Fees reflect the seniority and judgment required for regulatory risk work.
- Fixed-fee engagements scoped to defined outcomes and deliverables
- Retainer-based advisory for ongoing support across examination cycles
- Executive and board advisory for independent perspective and decisions
What This Is NOT
We maintain independence and quality by focusing on scoped, outcome-driven work.
- Staff support or temporary resourcing
- Generic managed cybersecurity services
- Open-ended, undefined hourly work
Trusted Partners
Partners are engaged based on scope, supervisory context, and client needs. Black Knight remains the primary point of accountability and coordination.
Guardian Technology Group
Technology risk and regulatory advisory support for banks and regulated financial institutions.
Partner Firm Name
Accounting, audit, or specialized risk advisory support, engaged when additional expertise is required.
Partner Firm Name
Cybersecurity or operational resilience support aligned to supervisory expectations.
Partner Firm Name
Internal audit execution support and control validation, integrated with existing governance functions.
Our Leadership
A Regulator's Perspective
Black Knight is informed by direct supervisory experience, not third-party advisory distance.
Otuoze Baiye
Founder & CEOFormer Examiner, OCC & NYDFS
West Point Graduate
Army Veteran
Contact Us
Location
New York, New York
contact@blackknightrm.com
Get in Touch
If you’re preparing for an exam, navigating a growth event, or reassessing your risk posture, feel free to reach out directly.
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